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We Help Property Owners Avoid Foreclosure!
Stop Foreclosure & Protect Your Equity | Foreclosure Prevention Solutions

How to Stop Foreclosure and Protect Your Equity

Don't lose your home to foreclosure. Discover a proven solution that protects your credit and saves your equity.

Calculate Your Savings

Dear Property Owners

If public records show your property may be scheduled for a foreclosure auction, I understand how stressful that can be, especially when you've tried everything to stop it. But there's still a way to take control — even now.

I specialize in a solution called "Subject To." In plain terms, this means I buy your home subject to your existing mortgage, so your loan stays in place — but I take over the payments. Here's what that does for you immediately:

Protect Your Home & Equity

Stops the Foreclosure

I will bring the loan current by paying the missed payments and continue making future ones until the home is sold at fair market value.

Protects Your Credit

Since the foreclosure never completes, it will not damage your record, preserving your financial future.

Saves Your Equity

You keep your remaining equity and avoid losing everything to the bank's auction.

Provides a Dignified Exit

You get relief, closure, and peace of mind, instead of being forced out by the lender.

With this approach, all parties win — you are protected and gain stability, while I handle the property responsibly. If foreclosure goes through, only the bank wins, especially if they sell for more than what's owed.

Everything is done correctly and transparently. Our attorneys prepare all paperwork, and your attorney will review every step to ensure your full understanding and comfort. Nothing is hidden or rushed — we move forward only when you are 100% ready and agree with the terms.

This is a respectful and legal way to stop foreclosure, protect your credit, and preserve your property's value.

Let's discuss how this can work for you before it's too late. You deserve a solution that protects what you've built.

Calculate Your Potential Savings

Foreclosure vs. "Subject To" Comparison

Your Results

Potential Equity Lost in Foreclosure: $0
Credit Score Impact (Foreclosure): 0 points
Estimated Equity Preserved (Subject To): $0
Total Estimated Savings with Our Solution: $0

Frequently Asked Questions

What exactly is "Subject To"? +

"Subject To" is a real estate transaction where we purchase your home subject to your existing mortgage. This means your current loan remains in place, but we take over the mortgage payments. It's a legal and ethical way to stop foreclosure without damaging your credit.

Is this solution legal? +

Yes, "Subject To" transactions are completely legal and recognized in all 50 states. We work with real estate attorneys to ensure all paperwork is properly prepared and filed. Your attorney will also review everything to protect your interests.

How does this protect my credit? +

Since we bring your mortgage current and continue making payments, the foreclosure process stops completely. This prevents the foreclosure from appearing on your credit report, which can save you 200-300 points on your credit score compared to a completed foreclosure.

What happens to my equity? +

You keep all your equity! When we sell the property at fair market value, you receive the equity portion after the mortgage is paid off. In a foreclosure, the bank typically keeps any excess proceeds from the sale.

How long does the process take? +

We can typically stop the foreclosure within 1-2 weeks once we have all the necessary documentation. The entire process from start to finish usually takes 30-45 days, depending on your specific situation and local regulations.

Stop Foreclosure Before It's Too Late

Don't wait until the auction date. Contact us today for a free, no-obligation consultation to see how we can help save your home and protect your financial future.

Call Now: 917-830-4090

What Our Clients Say

“We were 12 years into our home and facing preforeclosure after losing our income. The calls and mail flooded in, but nobody offered real solutions until we got their text message. It was short and direct – we responded immediately.

Malik called us and walked through their entire plan. Until then, we had tried everything but found no real solution to save our home.

They presented the perfect solution: they would take over our mortgage payments without getting a new loan. The loan would stay in our name, but they would bring it current by paying all missed payments, court fees, attorney fees, and legal costs. Then they’d continue making the monthly payments.

Here’s how it worked: They assessed our home’s market value, calculated our equity, and had a contractor estimate repair costs. They deducted repair costs, back payments, and closing costs from the total equity – and we were very happy with the final number.

At signing, they gave us cash for moving expenses and promised the remaining equity when the house sells. We vacated, they’ll fix and sell the house at market price, pay off our loan with the bank, and give us our equity portion.

Most importantly, we saved our equity AND protected our credit from foreclosure’s dark mark. Life moves on, thanks to their viable solution when we had none.”

Nancy Lowes

Richmond Hill, NY

Subject To Deals - Common Objections & Responses

Subject To Deals: Common Objections

Get answers to the most common concerns about our foreclosure solution

Won't this trigger the due-on-sale clause?

The due-on-sale clause is rarely enforced by lenders. Banks prefer consistent payments over the hassle of foreclosure. We've done hundreds of these deals without a single enforcement. But here's your complete protection: If the bank ever does enforce the clause and there's no way forward, we will transfer the property back to you to satisfy the bank. This safety net is written directly into our contract. Please be assured - we've structured this so there's nothing we do that could harm you or us. Your protection is built into every step of the process.

I'm worried about liability if you stop making payments

The loan stays in your name, but we sign a legal agreement making us responsible for payments. If we default, you can simply take the property back and find another solution.

I'd rather just do a short sale

Short sales damage your credit for 2-4 years and can take 6+ months. Our solution preserves your credit and typically closes in 30-45 days while saving your equity.

The bank might come after me for deficiency judgment

With Subject To, there's no deficiency judgment because the loan isn't being short-paid. The mortgage continues being paid in full.

I want to just walk away from this mess

Walking away means losing all your equity and destroying your credit for 7 years. Our solution gives you cash now and preserves your financial future.

This sounds too good to be true

It's a win-win situation. We get a property to renovate and sell, you get to save your equity and credit. The math works because we're solving your foreclosure problem.

I'm waiting for a loan modification

Loan modifications have a 80% rejection rate and even if approved, they add missed payments back to your loan balance. Our solution is guaranteed and immediate.

My real estate agent said this is risky

Agents typically don't understand investor solutions because they earn commissions on traditional sales. We specialize in foreclosure prevention - this is all we do. As for risk, the real risk is already at your doorstep. You're about to lose your home to foreclosure auction, and we're here to prevent the biggest financial disaster of your life. Ask yourself: Can your real estate agent stop the foreclosure, pay all your back payments, and commit to making future mortgage payments? The answer is no. In fact, most family members wouldn't take on that responsibility either. We're the only ones with both the expertise and financial capacity to actually solve your foreclosure problem when no one else can or will.

I want to sell to a traditional buyer

Traditional buyers can't close quickly enough to stop foreclosure, and they'll demand price concessions. We can stop foreclosure immediately and pay fair market value.Traditional buyers only purchase homes in perfect condition and typically need bank financing, which can take up to 90 days with no guarantee of closing. Meanwhile, your foreclosure clock is ticking. Do you have time for these uncertainties when your home is scheduled for auction? We don't require bank approvals or perfect conditions. We can stop your foreclosure immediately and pay fair market value without the delays and uncertainties of traditional buyers.

I'm not comfortable with the loan staying in my name

We completely understand that concern. However, this is what allows us to stop foreclosure immediately without triggering due-on-sale. We assume all payment responsibility through legal contracts.

My family thinks I should just declare bankruptcy

Bankruptcy stops foreclosure temporarily but doesn't solve the underlying payment problem. It stays on your credit for 7-10 years and you'll still likely lose the house.

What if you can't sell the house?

We're experienced investors with multiple exit strategies. We have the resources to carry the property until it sells, unlike traditional buyers who need financing.

Still Have Questions?

We're here to help. Contact us for a free, no-obligation consultation about your specific situation.

Call Now: 917-830-4090

Foreclosure Prevention

We provide a solution to prevent foreclosure by swiftly acquiring distressed properties. Safeguard your equity and credit rating with our fast cash purchase of your home before it goes to auction.

Postponing your decision to sell may result in substantial equity depletion due to accumulating legal fees, interest, penalties, and court costs. Act promptly, secure what remains, and make a swift move to protect your financial standing.

Equity Protection Program

How Does It Work?

🏡 Behind on Your Mortgage? Let Me Step In!

I’ll Cover Your Missed Payments – I’ll bring your loan current so foreclosure stops NOW.

I’ll Handle Future Payments – No more stress about keeping up with the mortgage.

Protect Your Equity – Don’t let the bank take everything you’ve built.

Restore Your Credit – Avoid foreclosure damage and get back on track.

Everyone Wins – Once the property sells, you get paid, the bank gets settled, and we make it happen.

💰 ZERO out-of-pocket expenses! You don’t pay a dime upfront.

📲 Act NOW before it’s too late! Contact me today.

Your Solution to Avoid Foreclosure Hassle-Free

Once you miss a few mortgage payments and your lender starts foreclosure, most people ignore it until it’s too late. Meanwhile, everyone knows your situation because foreclosure is public knowledge, and vultures start circling. I’m your last shot at saving your home equity and credit—without it costing you a dime.

Here’s why you need to act now:

  • Legal help costs upfront money – If you had that kind of cash, you wouldn’t be behind on payments. Plus, there are no guarantees.
  • Bankruptcy isn’t a magic fix – It’s expensive, and it still doesn’t guarantee protection from foreclosure.
  • Your lender is protecting their interests – You should do the same before it’s too late.
  • Selling Through a Real Estate Agency – Not That Simple
    A big chunk of your equity goes to commissions. Your house must pass HUD inspection, endure several showings and open houses, and strangers will walk through your home. Then comes the waiting game for buyer mortgage approval and the closing date with no guarantee of their mortgage will be approved – all while foreclosure looms.

we’ve saved hundreds of foreclosures, and I can save yours too. This is what we do every day—helping people like you protect what matters most.

What I can help you with:

  • Save your home equity – Your hard-earned value in the home shouldn’t go to waste.
  • Protect your credit score – Don’t let foreclosure ruin your financial future.

If you’ve lost your income, there’s no point in dragging this out. Waiting only makes it worse. Let’s get this handled before it causes more damage. Reach out now and take back control.

Stop My Foreclosure

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Stop Foreclosure Now | Subject To Mortgage Solution | Save Home Equity & Credit

Stop Foreclosure & Save Your Home Equity

Real Success Stories from Homeowners We've Helped Nationwide

Proven Foreclosure Solution: Subject To Mortgage Agreement

Stop Foreclosure Subject To Mortgage Save Home Equity Avoid Foreclosure Mortgage Relief Foreclosure Help

Stop foreclosure immediately with our proven Subject To mortgage solution. We help homeowners facing preforeclosure save their home equity and protect their credit score from foreclosure damage. Our foreclosure alternative allows you to avoid bank auction and get a dignified exit from your mortgage situation.

Call Now: 917-830-4090

"We were in preforeclosure and getting countless calls with no real solutions. Their text message was different - short and direct. Malik explained the entire Subject To mortgage plan clearly. They assessed our home's value, calculated equity, and covered all repair costs. The loan stayed in our name while they made payments. At signing, we received moving expenses with more equity coming after the sale. We saved our credit and got a dignified exit from a stressful foreclosure situation."

James & Sarah Wilson

Orlando, Florida

"After 15 years in our Phoenix home, medical bills made mortgage payments impossible. We faced foreclosure with no way out until we found this solution. Their attorney prepared all paperwork, making us feel completely secure. They paid all back payments, legal fees, and brought our loan current. The best part - no foreclosure on our credit report! They handled everything professionally and we walked away with equity we thought was lost forever. This foreclosure alternative saved us."

Robert Martinez

Phoenix, Arizona

"Our Texas home was just weeks from auction when we discovered this foreclosure solution. Unlike other companies making empty promises, they delivered real results. They calculated our equity accurately, accounted for all repairs, and paid all outstanding fees. The loan remained in our name while they took over payments. We avoided the shame of foreclosure and protected our financial future. The process was transparent from start to finish with no surprises. This mortgage relief was exactly what we needed."

Linda Patterson

Houston, Texas

"Facing foreclosure in Ohio was the most stressful experience of our lives. We'd almost given up hope when we received their message. Their Subject To solution was our lifeline. They paid all our missed payments, court costs, and attorney fees. The loan stayed in our name while they managed the payments. We received cash at signing and will get more equity after the sale. Most importantly, we saved our credit score from devastation. Thank you for the dignified exit from foreclosure!"

Michael Johnson

Cleveland, Ohio

Avoid Foreclosure at any cost

We Can Take Over Your Payments

Facing financial strain? Let us take over your mortgage payments quickly and stress-free!

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Protect Your Home Equity and Credit!

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 Avoid Foreclosure @ Any Cost!

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Info@AvoidForeclosureOptions.com

Fast Solutions to Avoid Foreclosure

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Call / Text 

347-832-8251

Office

1199 Broadway,#445

New York, NY 10001

Facing foreclosure doesn't mean losing everything. We're here to help you find alternatives and protect what's important to you. As real estate experts, we offer solutions to help you avoid foreclosure, save your equity, and preserve your credit rating.

Safeguard your home and future with our professional support. Reach out to us today! #ForeclosureHelp #AvoidForeclosure #RealEstateInvestor

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